Roofing money flow. Handled.

Every check that lands gets divided into materials, crew, tax and your pay. On the bank you already use. And it stays that way through February.

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Works with the bank you already use.

Your roofing planEvery deposit
ACV check lands$18,400Materials33%$0Crew & subs25%$0Overhead15%$0Winter + profit12%$0Your pay8%$0Tax set-aside7%$0

What happens after the check lands

Your plan runs on every deposit.

It divides the check.

Materials, crew, tax and your pay each get their share.

Then it keeps going.

Tops up the truck payment and keeps a floor in your operating account.

You see every move.

Each split shows up in your activity, so you always know where the money went.

ActivityRosewood Roofing LLC
Oct 14ACV check depositedDivided into 6 pods by your plan+$18,400
Oct 14Materials33% of deposit$6,072
Oct 14Crew & subs25% of deposit$4,600
Oct 15Truck payment topped upFixed $1,150 before the 1st$1,150
Oct 15Operating kept above floorFloor: $8,000Held

What stays true every month

Your money. Your plan. Actually followed.

Taxes stay set aside.
Every check puts its share away, so April is already covered.
Bills get paid.
The truck payment and the supply house are covered before the balance looks spendable.
Debt keeps shrinking.
The extra payment on the credit line goes out, even in a busy month.
You keep paying yourself.
Your pay is part of the plan, not whatever is left at the end of the job.
Your goals get funded.
A new truck, a second crew, a cushion for winter. Every check adds to them.

Winter fund

Summer checks pay for winter.

Set aside 4% of every check from April to October. Pay winter bills from it.

April to October
4% of every check goes to the winter fund, the way your plan says.
By October 31
The fund holds $17,600.
November to March
Payroll, the truck and insurance get paid from it while the work slows down.
Winter fundExample year
$1.7KApr$2.2KMay$2.6KJun$2.7KJul$2.6KAug$2.3KSep$2.0KOct$2.6KNov$3.5KDec$4.0KJan$3.5KFeb$2.5KMar$16,100 in$16,100 out
Into the fundPaid out for winter bills
Their planGutter contractor
Every payout fromJobberCrew labor55%Uncle Sam10%Net profit10%Cash flow10%Giving10%Credit lineFixed amount

How a roofer runs it

A gutter contractor built this on their own.

Every payout from their job software splits the same way, with no one moving money by hand.

You stay in charge

Your bank. Your plan. Your call.

Works with your bank.

Connect the accounts you already use.

Pause it any time.

Need the money back this week? Stop the plan or pull from any pod.

Every pod gets its own card.

Give the crew lead a card for fuel. Nothing else.

Sequence is a financial technology company and is not an FDIC-insured bank. Banking services provided by our partner bank.

Sequence pod cards

Questions

Rules run as percentages, not fixed amounts. A big check sends more to each pod, a small one sends less. The plan stays on track either way.

No. Sequence runs the plan you already have. If you know where your money should go, Sequence makes it happen every time a check lands.

Yes. The ACV check, the depreciation check and any supplement each get split by your plan when they land.

Yes. You can set up separate rules for your business income and your personal income.

A Pod is a bucket for one job: materials, taxes, payroll, your pay. Money flows into each one based on the rules you set.

Sequence connects to your accounts using bank-level encryption. Sequence is a financial technology company and is not an FDIC-insured bank. Banking services provided by our partner bank.

Most people are set up in under 10 minutes. Connect your accounts, set your splits, and you're done.

Stay on track, from storm season through February.

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Sequence is a financial technology company and is not an FDIC-insured bank. Banking services provided by our partner bank. Amounts shown are examples.