Dental practice money flow. Handled.

Every insurance deposit and patient payment gets divided into payroll, lab, the practice loan and your pay. On the bank you already use. And it stays there, so what you earn is what you keep.

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Works with the bank you already use.

Your practice planEvery deposit
Insurance deposit$6,200Team payroll27%$0Doctor's pay25%$0Rent & software13%$0Tax set-aside13%$0Lab & supplies12%$0Practice loan10%$0

What happens after the deposit lands

Your plan runs on every deposit.

It divides the deposit.

Payroll, lab, tax and your pay each get their share.

Then it keeps going.

Tops up the practice loan payment and keeps a floor in your operating account.

You see every move.

Each split shows up in your activity, so you always know where the money went.

ActivityMaple Street Dental PLLC
Oct 14Insurance EFT depositedDivided into 6 pods by your plan+$6,200
Oct 14Team payroll27% of deposit$1,674
Oct 14Lab & supplies12% of deposit$744
Oct 15Practice loan payment topped upFixed $4,900 before the 1st$4,900
Oct 15Operating kept above floorFloor: $15,000Held

What stays true every month

Your money. Your plan. Actually followed.

Taxes stay set aside.
Every deposit puts its share away, so April is already covered.
Bills get paid.
Payroll, the lab and rent are covered before the balance looks spendable.
Debt keeps shrinking.
The practice loan and the extra student loan payment go out, even in a busy month.
You keep paying yourself.
Doctor's pay is part of the plan, not whatever is left after overhead.
Your goals get funded.
A new chair, a CBCT scanner, a second location. Every deposit adds to them.

Where the money goes

There's no reason a profitable practice should feel broke.

Your collections are fine. The money just isn't where it needs to be when payroll, taxes and your pay come due.

$6,000 is overhead
Staff, lab, rent and the rest. The ADA puts the average practice at 59 to 62% of collections.
$2,200 is already spoken for
The practice loan payment and the tax set-aside.
$1,800 is yours
Sequence moves it to your pay and profit pods when the deposit lands, so it's still there at the end of the month.
Every $10,000 collectedTypical practice
$10,000Collected−$2,700Staff−$1,200Lab−$800Rent−$1,300Other−$1,000Loan−$1,200Taxes$1,800Yours
OverheadSpoken forYours
Overhead from ADA benchmarks. Loan and tax shares are examples.
Their planDental practice
Every deposit fromInsuranceStaff payroll27.4%CapEx & maintenance10%Rent & CAM5%Software & IT2%Ortho lab feesOwn podImplant suppliesOwn pod

How a practice runs it

A practice in its first year built this on its own.

Insurance money and financing money are held apart. Then overhead is budgeted by percentage, the same way on every deposit.

You stay in charge

Your bank. Your plan. Your call.

Works with your bank.

Connect the accounts you already use.

Pause it any time.

Need the money back this week? Stop the plan or pull from any pod.

Every pod gets its own card.

Give the office manager a card for supplies. Nothing else.

Sequence is a financial technology company and is not an FDIC-insured bank. Banking services provided by our partner bank.

Sequence pod cards

Questions

Rules run as percentages, not fixed amounts. A big deposit sends more to each pod, a small one sends less. The plan stays on track either way.

No. Sequence runs the plan you already have. If you know where your money should go, Sequence makes it happen every time a deposit lands.

Yes. Each insurance deposit gets split by your plan when it lands, the same way as patient payments and financing payouts.

Yes. You can set up separate rules for your business income and your personal income.

A Pod is a bucket for one job: payroll, lab, taxes, your pay. Money flows into each one based on the rules you set.

Sequence connects to your accounts using bank-level encryption. Sequence is a financial technology company and is not an FDIC-insured bank. Banking services provided by our partner bank.

Most people are set up in under 10 minutes. Connect your accounts, set your splits, and you're done.

Stay on track, deposit after deposit.

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Sequence is a financial technology company and is not an FDIC-insured bank. Banking services provided by our partner bank. Amounts shown are examples.